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Home Foreclosure Property Attorneys question?

If I have two homes and default on my loan and remove one of them, does that affect my other house? They could take it? Do you owe money to the bank, or would just take the house that failed? The reason I ask is that we want to sell one of our homes, but The realtor said that even if sold at market value would have to pay $ 8,000 to sell it. I paid my mortgage in months at a time that for three years, have renovated the house, installed a solar energy system … But what if the Sh * & t hits the fan and can not pay the mortgage for a year from now??? Can I come to my house the other (a run-down trailer on 10 acres) or that my only exclusion affecting the other? This is an independent mortgage with a different bank. Thank you!

In his personal residence, most states allow the lender take the house and nothing else. In villas, which are not protected. In theory: the bank will take possession of the house. It re-sell. The "loss" is the difference between the loan and the sale price. You owe me that money. They have the right to come after it. They can go to court and obtain a judicial resolution for it. Your credit score will be reduced below 600. But in real life, banks have not gone after the "loss". Because they usually have no money. If you had money that have kept the house. But they have the right to go and after some banks probably ..

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